It is very important that people who visit a foreign country purchase a visitor insurance. Medical costs are very high at countries such as the United States and bills can mount up to thousands of dollars even for a simple injury or illness. Purchasing a visitor health insurance policy such as Patriot America Medical insurance is recommended.

Patriot America insurance provides coverage to U.S citizens who plan on traveling outside the US. It offers coverage for a minimum period of 5 days and a maximum of two years.

Patriot America insurance offers coverage to non-U.S citizens who plan on traveling outside their home country for a minimum period of 5 days and a maximum period of 2 years. The Patriot Travel Insurance comprises both the above mentioned plans.

The maximum coverage provided by the visitors insurance is $1,000,000 for non-U.S citizens and $2,000,000 for U.S citizens. For renewal options, the plan needs to be bought at least for 3 months and the maximum renewal time is two years.

The plan covers several expenses such as hospital room and board (up to policy maximum), intensive care (up to policy maximum), outpatient medical(up to policy maximum),local ambulance(up to policy maximum), prescription drugs(up to policy maximum),emergency room accident(up to policy maximum), emergency illness without in-patient admission(up to policy maximum), dental injury (up to policy maximum), sudden dental pain(up to $100)

Expenses such as emergency evacuation (up to $500,000), emergency reunion (up to $50,000), return of mortal remains (up to $50,000), returning minor children (up to $50,000), political evacuation(up to $10,000), sports and activities coverage(up to policy maximum for basic sports), accidental death and dismemberment(up to $25,000), terrorism coverage(up to $50,000), identity theft insurance(up to $500), natural disaster($100 for a maximum of 5 days), trip interruption(up to $5000) and lost luggage((up to $250) are also included.

For U.S citizens, in addition to the above mentioned benefits indemnity (up to $100), sudden recurrence of a medical condition (up to $15,000), emergency medical evacuation for pre-existing conditions (up to $25,000) are provided.

The process to purchase visitor insurance like patriot America insurance is very simple as all the forms are available online. The insured can seek treatment from any preferred doctor and can also avail First Health Network to help reduce costs.

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